Free Financial Tools
No signup required. Your data saves locally and syncs across devices when you create a free account.
Net Worth Calculator
Track your complete financial picture. Asset breakdown by category, debt burndown charts with snowball payoff, retirement projections, and US age-group benchmarks.
- Assets grouped by liquidity (liquid, retirement, property, other)
- Property equity with mortgage tracking
- Debt burndown chart with stacked bars by debt type
- Debt snowball and extra payment planner
- Donut chart showing net equity by category
- US median and average net worth benchmarks by age
- Retirement projection with FIRE age
- Goal tracking with progress bar
FIRE Retirement Calculator
Plan your path to financial independence. Interactive projections with Social Security estimates, tax-aware multi-account withdrawal modeling, and year-by-year breakdowns.
- Earliest safe FIRE age calculation
- Multi-account modeling (brokerage, Roth, traditional)
- Social Security benefit estimation
- Tax-aware withdrawal ordering with federal and state brackets
- Year-by-year portfolio simulation through retirement
- Safe withdrawal rate based on retirement length
- Health care cost projections
- Early retirement bridge gap warnings
Mortgage Calculator
Figure out how much house you can afford or calculate your monthly mortgage payment. Includes affordability analysis with the 28/36 DTI rule, payment breakdown, and full amortization schedule.
- How much house can I afford calculator
- Monthly payment calculator with full breakdown
- 28/36 DTI rule affordability analysis
- Payment breakdown donut chart (P&I, tax, insurance, HOA)
- Interactive amortization bar chart with balance overlay
- Year-by-year amortization table
- 15 and 30 year term comparison
- Auto-saves to browser — no signup required
Loan Payoff Calculator
Track all your debts in one place. See payoff timelines, compare snowball vs standard payoff, add extra payments, and visualize your path to debt freedom.
- Track multiple debts with individual payoff estimates
- Debt snowball (avalanche) strategy toggle
- Extra payment savings calculator
- Per-debt interest and timeline breakdown table
- Stacked debt burndown chart
- Support for all debt types (mortgage, auto, student, credit card)
- Shorthand dollar input (e.g. 50K, 1.5M)
- Auto-saves to browser — no signup required
All tools are completely free. Create a free account to sync your data across devices.